There are five essential things that you should do as part of your elderly living planning. It is something that all of us will need to do, and the current state of medical advancements will see most of us living longer lives than ever expected and definitely longer than those of our ancestors. It is this expected increase in lifespan that will most affect retirement and elderly living planning.
Create a possible timeline
The first thing you should do is put together a possible and planned timeline. Think about where you are now, how long you expect to live there, and any changes that you need to make if you want to live there for longer.
A clear understanding of the various options
As with most things in modern life, there are so many options for elderly or senior living. The best starting point is to be clear as to what all the various terms and concepts mean in practice. What is assisted living, in-home care, and community home care, and what are the differences between these? Visit places, do virtual tours of the various options, and develop a clear understanding. This is the key question to your background research because, without this knowledge, it will be impossible to create an options list and find the specific type and combination of care that will work for you or your loved ones.
A budget
Based on the options list and your timeline, you should be able to determine how much the care you have chosen will cost you. Once you know this, it is useful to measure your available funds against the choices you have made and either start increasing your savings or reduce some of your expectations for your senior living and care.
Current and future needs
Knowing what your current as well as future needs are likely to be is important for elderly planning. Most of the needs you have at the moment will change and adapt over time, and as such, you shouldn’t plan your elderly living based on what you do currently. There may be some downsizing possible as the more active hobbies and past times slow or cease, and it’s also advised to do a thorough healthcare plan, noting known chronic illness, chances of chronic illness, and any family medical history.
Hopes and dreams
All plans for life in older age must be filled with hopes and dreams. Having a view or preference for the future will allow you to build dreams and hopes into your planning. Think clearly about what it is you want from life, and elderly living in particular, and then plan accordingly. This is one of the reasons that the plan should be referred to and updated from time to time, changing as you do.
Some of this may not be the easiest thing to think about, and it is advised to do this planning as early as possible to find the right place. It could be some of the most important planning that you will ever do.
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